Charges add to debt load - accruing interest, increasing debt loads, and expanding the gap from wealth accumulation.
The Debtor is Overleveraged.
Save/Spend resets wealth.
The opportunity cost of deploying cash leads to suboptimal accumulation of wealth.
The Saver is Underleveraged.
The Wealth Battler
With Optimized Strategies, a Wealth Battler leverages Bulletproof Banking principles to Grow, Protect & Use opportunity funds.
The Wealth Battler is Properly Leveraged