Budgeting Made Simple

Budget Bootcamp

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Guided Budget Build

Step 1

Create an Account + Estimate Bills


This will give you a 34-day free trial, and because it's a super special link it will give you an extra month when you subscribe by adding a month to yearly renewals or one month free on monthly plans

I literally promised one of the PR directors of YNAB that I would say this, Wealth Battle is not endorsed or officially affiliated with YNAB in any capacity outside of our participation in their affiliate program and their financial wellness program.  The above link IS a referral link. I (Kason) may get a free month of service if you love it enough to pick up a copy for yourself.

Step 2 

Step 3 

Adding budget accounts includes adding individual checking, savings, or cash accounts. these added together make your "Ready To Assign" or as I might call it your "pool of unemployed dollars"

It's also important to add accounts that create a debt such as lines of credit or credit cards to your budget so as you spend on those, you know what liabilities have been created for you. 

Step 4 

Rule #1 in YNAB is "Give Every Dollar a Job".  

If you have $10,000 - EVERY dollar NEEDS a job.

Jobs could be, "Ok Dollar, go pay my mortgage or utility bill." An immediate need. or a job might be, "Ok Dollar, you will standby for NEXT MONTH'S mortgage or utility bill." What you might call Runway.

OR  a job might be to embrace your true expenses like "Ok Dollar, in a few months I'll have to pay for my car insurance - Standby to be deployed and accomplish THAT mission."

The dollars are yours to do with as you see fit. It's important to just give them a starting purpose, then refine as life goes along.

Step 5 

A Budget is comprised of two components. First, your intentions for what you wish your dollars to do. 

The second major component is to log what you ACTUALLY do. 

If your actual spends are  less  than your originally budgeted intention, fabulous! You'll have extra $ at the end of the month to give a new job to. 
Example:  Budget $150 for electricity, spend $140  = $10 Surplus

If your actual spends are  greater  than your intention, You'll need to implement rule 3 which is "Roll with the punches" by taking excess from another category (or future spending) and covering that hole in the budget.
Example:  Budget $150 for electricity, spend $160 =  $10 DEFICIT

Step 6 

Once you have complete your first month in YNAB - you (hopefully) will have excess dollars that need jobs. Now you are faced with a decision that you are the only person in the universe that can solve for you... Namely, what do you DO with that? A few options to consider.
Extend savings beyond this month and save into future months. ONLY if   your future months are looking solid.
Consider other True Expenses that you haven't embraced and embrace them. If you are looking fairly solid for X number of months (you determine your X comfort level)  IF you feel good about embracing your true expenses...

3. Consider how you can move forward in escaping the rat race, so you don't have to work a job, contract position, or use your time to generate for your needs. (Opportunity funds, business development, etc.)

Step 7 

      Now you have a budget, what's next?
If this has benefitted you, please send a Discord message to @Kason on The Wealth Battle Discord with what you are up to and how you're doing. Let's chat about your possibilities and a bright future.

FYI all of this works for business budgeting, it just may be a little bit more complicated to set-up for separate entities. 

If you are ready to try WealthBattle.com for a month click on "Start Your Trial" button at the top of this page and pick up a risk-free subscription for a month. Let's see if that would help you move forward with your own goals.

 Until then -- be free! ~Kason

Need Help?

Get a 1 on 1 Budget Overhaul


join budget accountability groups to keep your budget skills on track alongside others!

Frequently Asked Questions:

Build out a Version 1 budget that will be functional from day 1. 
Demonstrate how to use budgeting software to log expenses quickly and painlessly. 
​Set up the system so that, in the future, you can budget for a month or more at a time with just a few clicks.

The first 30 days budgeting are the hardest if you've never done it before. Kason used to have a jaw-dropping error rate close to 20% from his expected spends vs what the bank showed. Now the error rate is normally less than 1% and budgeting has gone from 20 minutes a day on average to less than 5 /day to stay on top of everything.
Well the guided tutorial is about an hour and a half for most people. 

Build out a Version 1 budget that will be functional from day 1.  Demonstrate how to use budgeting software to log expenses quickly and painlessly. ​Set up the system so that, in the future, you can budget for a month or more at a time with just a few clicks. ​  

To be a bit pedantic and overly precise... Anyone who tells you what you SHOULD do with YOUR life doesn't understand Praxeology or The Economic Calculation Problem.  One framework that a lot of people find value in is 

1. Cover the bills  
2. Embrace true expenses 
3. Build opportunity funds 
4. Extend runways 
5. Build cashflows.

There are 3 reasons why this is provided at no cost:
First, I believe budgeting is the next step to becoming financially resilient after securing a way to earn an income in one's life. IBOARSE.
Second, I like YNAB and their software enables me to look further than I could without leveraging a tool that helps me schedule money. I want you to be empowered with this!
Third, as "There Ain't No Such Thing As A Free Lunch" 

This is usually the starting point of a relationship between you and the team at WealthBattle.com. 

We are Arming Individuals with Financial Education.